Afficiency

Afficiency Product Suite

Our innovative suite of 100% digital, instant-decision life insurance products is designed for a frictionless experience. From term life to indexed universal life, every product is built for the modern consumer and distributor -- fast, simple, and fully digital.

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Our Product Offerings

Distributors & Platform Providers

A comprehensive lineup of life insurance products, all available through our 100% digital platform with instant underwriting decisions.

Level Term

Term Life

Affordable protection with fixed premiums for a set period. Simple, predictable coverage.

Final Expense

Whole Life

Whole life coverage designed to cover end-of-life costs and ease the burden on loved ones.

Participating Whole Life

Whole Life

Permanent protection with the potential to earn dividends. Coverage that grows with you.

Indexed Universal Life

Universal Life

Flexible premiums with cash value growth tied to market index performance.

Annual Renewable Term

Term Life

Year-to-year renewable coverage with no long-term commitment. Maximum flexibility.

Explore Our Product Suite

Ready to offer your customers 100% digital, instant-decision life insurance? Let us walk you through our full product lineup and find the right fit for your distribution channel.

Book a Demo