Digital Life Insurance Platform

Life Insurance, Finally Digital.

Afficiency powers carriers and distributors with a 100% digital platform — from quote to policy issue to administration. No exams. Instant decisions.

Book a Demo How We Work With You

Scroll

100%

Digital Process

< 10 min

To Coverage

2017

Founded in NYC

No Exam

Required

🛡️

SOC 2

Type II Certified

Our Platform

One Platform. Three Ways to Integrate.

Afficiency delivers a 100% digital life insurance experience — from quote to policy issue to ongoing administration — through one unified platform that fits your tech stack.

Whether you need the fastest path to market or full API control, we meet you where you are.

See how it works →

White LabelFASTEST LAUNCH

No development resources required. Go live in weeks with a fully branded experience hosted by Afficiency.

API IntegrationMOST POPULAR

Full RESTful control to build your own front-end. Complete flexibility with comprehensive documentation and dedicated support.

Hybrid Model

Mix of white-label and API for an incremental rollout. Customize the parts that matter most while moving fast.

Products

Our Product Suite

Comprehensive life insurance products, delivered 100% digitally.

🛡️

Level Term

Fixed premiums for a set period. Simple, predictable coverage.

❤️

Final Expense

Covers end-of-life costs and eases the burden on loved ones.

🌱

Participating Whole Life

Permanent protection with the potential to earn dividends.

📈

Indexed Universal Life

Cash value growth tied to market index performance.

🔄

Annual Renewable Term

Year-to-year renewable coverage. Maximum flexibility.

Ready to Go Digital?

Join the carriers and distributors transforming their life insurance business with Afficiency. Let's build something great together.

Book a Demo