100% Digital Platform
Afficiency equips life insurance agencies with a fully digital platform that streamlines the entire policy lifecycle -- from initial quote to final policy issuance and ongoing administration. Our technology eliminates the traditional pain points of the insurance sales process, enabling your agents to focus on what they do best: building relationships and protecting families.
With Afficiency, your agency gains access to a comprehensive suite of instantly underwritten life insurance products. No medical exams, no lab work, no Attending Physician Statements. Your agents can offer clients coverage decisions in minutes, not weeks, creating a modern buying experience that today's consumers expect.
Why Agencies Choose Afficiency
Our platform provides everything your agency needs to sell life insurance digitally, efficiently, and profitably.
100% Digital
Entirely digital experience from quote to policy issue to administration. No paper applications, no faxes, no delays. Everything your agents and clients need is online.
Compensation Plan
Next-day commission payments keep your agents motivated and your cash flow strong. No more waiting weeks or months for carrier compensation. Get paid fast for the coverage you sell.
Application Process
Simple, straightforward applications that require no medical exams, no lab work, and no Attending Physician Statements. Clients answer a few health questions and receive an instant decision.
Quick Decisioning
Our intelligent underwriting engine provides instant decisions with built-in cross-sell and down-sell capabilities. If a client doesn't qualify for one product, the system automatically suggests alternatives.
Frictionless Process
From start to finish, the entire application and issuance process is designed to minimize friction. Fewer questions, faster decisions, and a seamless user experience for both agents and clients.
Payment Capture
One-click electronic signing and integrated payment capture streamline the final steps. Clients can sign digitally and complete payment in a single, seamless session. No chasing down signatures.
Instant Decision
Policies are issued in real time, not days or weeks. Once the application is completed, approved clients receive their policy documents immediately. Coverage begins right away.
Ready to Digitize Your Agency?
Join the growing number of life insurance agencies that trust Afficiency to power their digital insurance experience. Get your agents selling faster with our 100% digital platform.
Book a Demo